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Business Insurance

business insuranceRed star team is here to help you find the right insurance coverage you need to protect your business. We offer verity of insurance products to provide insurance solutions for all major industries.

Services We Offer:

  • Business Owner Policy
  • General & Product Liability Insurance
  • Umbrella Excess Liability
  • Business Auto 
  • Property / Fire Insurance
  • Pollution Insurance
  • Inland and Ocean Marine Insurance
  • Professional Liability (Errors & Omissions)
  • Employers Practices Liability Insurance
  • Director & Officer?ôs  Liability Insurance
  • Workers Compensation Insurance

Workers Compensation

worker compWorkers Compensation insurance provides benefits to the employees if they are injured while on the job. Specifically, it provides coverage for their medical bills, a portion of lost wages, vocational rehabilitation and death benefits. Almost every state requires by law that employers need to carry some form of workers??compensation insurance. Because the coverage amount is established by state law, benefits do not vary from company to company within the same state.


Personal Auto

Business Auto

business autoPerhaps one of the most important considerations when buying a business auto policy is to check the auto symbols. These symbols define when and if vehicles are covered under your business auto policy. Here is a list of the covered auto symbols.

Covered Auto Symbols

  1. Any auto 
  2. All owned autos 
  3. Owned Private Passenger autos 
  4. Owned autos other than PP 
  5. All Owned Autos - No-Fault 
  6. Owned Autos Subject to U.M. 
  7. Autos Specified on Schedule
  8. Hired Auto
  9. Non-Owned Autos


Homeowner Insurance

homeowner insuranceOur Products:

  • Homeowners Insurance 
  • Dwelling Fire Insurance Policy 
  • Condo/Townhouse Insurance Policy 
  • Renters 
  • Earthquake 
  • Umbrella 
  • Mobile Home 
  • Manufactured Home
  • Homeowners, Renters, Condominium Frequently Asked Questions

Health & Life Insurance

health insuranceOur Products:

  • Individual Health Insurance 
  • Family Health Insurance 
  • HSA (Health Savings Account) 
  • Group Health Insurance 
  • Medicare 
  • Dental Insurance 
  • Short-Term Health Insurance 
  • Student Health Insurance 
  • Travel Insurance